Showing posts with label Cloudy. Show all posts
Showing posts with label Cloudy. Show all posts

Monday, 18 June 2018

Uppers and Downers!

Hey Hey, 

I thought that my week would never end. I'm trying to remember the last time that I had a week like that and truth be told I am glad that it is over. Stressed up to my eyeballs I was trying to juggle everything from buying a new home, work and attempting not to have a mental breakdown. Unfortunately, as with most things at the moment I fail in every direction. I think that I have really struggled this week both emotionally and physically with some of the challenges I have faced and all of that is certainly not easy when you are trying to battle depression to get back to the person you once was. 



Therapy this week was interesting to say the least and there was certainly a little bit more back and forth with my counsellor. Whilst my place of work have been amazing I acknowledge that it may be some time before I am right as rain again. I know that I have good days and bad days, however those of you that have suffered mental illness such as anxiety or depression will know just how well we are in "faking it til we make it" or just papering over cracks. I am sure that my therapy sessions will get worse in terms of me exploring more about why I feel like I do but I am willing to try anything right now. I know that I just need to focus and concentrate hard on what matters and soon everything will fall into place and get better. 

Although saying that, I have yet to tell my Landlord that my beautiful little flat, with its kitchen floor is beautifully covered in light grey wood effect vinyl, as is our newly lilac painted, white tiled bathroom is soon to be no longer called home for me and Mr Warehouse. After receiving a Mortgage In Principle / MIP a couple of weeks ago and reserving a property off plan last week the ball was certainly on a roll. With everything being so quick it wasn't long before we had our Approval In Principle / AIP. This is pretty much our next step in owning our own home and in basic terms means that the lender is accepting of our circumstances and will lend us the money for our home. 

The next stressful thing in the long chain of events before we move in is to instruct a solicitor. The problem is that everyone is quoting something different. I have admittedly gone overboard in terms of asking every man and his dog for a quote. After going down the road of emailing every single person and company that could possibly give us a quote, I sifted through the sixty or seventy quotes in my email inbox and whittled it down to about ten. But weeding through them again and again I soon noticed that there were charges for things that I would have expected to be included, one of which being charged upwards of £30 just to transfer money from my bank account into their bank account and back out again. Some of the quotes were fairly reasonable however some ranged even into the couple of thousands and beyond. A ridiculous amount when you think about the effort that they actually put in, copying and pasting your name and other details onto an already drafted letter or email. All a solicitor is there to do basically to check that you have completed all your paperwork correctly. As if I don't hate scrutiny combined with constructive and corrective criticism enough, now I have the joyous task of having to pay for it. 

To be fair I think we have found a solicitor in the local area that will not rip us off or charges for every phone call, email, text or letter. Hopefully with our Approval In Principle / AIP ticking along nicely and with our estate agents working it hard to get together a pack for the housing association it wont be long before we have got our keys! Still makes me anxious to know that essentially we have bought semi-off-plan. As explained last week, this means that we are going to be the first people to ever live in this house. On the one hand I like the idea of being the first people within a new home, however I have always falling in love with a property or building for the fact of its history including the people that lived in it and the what the walls could say about them. All the arguments, laughter and silly moments that are captured within the shear structure of a building add to its appeal for me. I know for a fact that Mr Warehouse thinks this is all a load of Tosh. I am sure that it will not take long for Mr Warehouse and I to fill our new home with laughter and happiness ... Fingers crossed at least!

'Til next time, Love A.Lou xx

Monday, 4 June 2018

Glimmer of Hope or The Crack of Lightning

Evening Everyone, 

So with work starting to get along in the flat, not by Mr. Warehouse and I pulling our finger out and doing some DIY but by our Landlord, whom whilst slightly slow at getting anything done quickly is now in the process of remodelling the kitchen and bathroom so that we have brand new tiles and flooring, although the job maybe left with much to desire as the bare minimum has been done with what was originally discussed and needed doing. 

I suppose with the constant reminder of how crappy our situation is in terms of not having the capacity to just do it ourselves and get it fixed how we want it and when we want it without having the worry of workmen coming in and out as they please and potentially being left unattended in our home seems to have maybe worked its magic. Either that or someone is teasing me bad. With my mood cloudy and stormy of late and certainly not feeling myself at all, the good new that I have been striving hard for may have potentially paid off. 

Last week whilst at work I had a phone call. As it was near lunchtime I decided to take the call and eat lunch on the go outside in the sunshine. Trying to avoid the falling Blossoms I sat and listened to what the gentlemanly voice said on the other end of the line. He was calling from a very well-known Mortgage Adviser's in England and was explaining about a company that has recently released what was called a no deposit scheme. In the most basic of terms it means that we can borrow 100% of the value for our first home. As it has taken me nearly nine months to save just under £2,000 I was certainly appreciative of the phone call. But surely there would be a few hoops to jump through and something that would catch me out that would take it away from me. It just simply can't be that easy when I have been working and trying so hard to find somewhere or a way of being able to afford to buy. 

The Mortgage Adviser explained as I already knew that products like this did not come onto the market very often and even when they did, they always came with a weird or wonderful loophole meaning that it would not be possible for myself for Mr Warehouse to apply. Questioning it I thought that it might be too good to be true and so took some details and made a date to call him back when I had more time to go through it all. Again I had my questions answered with honesty and integrity from my Mortgage Adviser. Allowing myself for a second to believe that this might be the beginning of my house owning a journey I went through a few preliminary questions in order to get what is now known as a Mortgage In Principle / MIP. Mr Warehouse and I had been applying to probably ten or twelve different Mortgage Adviser's and companies over the last 18-months, so answering questions about our debt and outstanding monies owed was certainly not issue. With our Mortgage In Principle in hand I looked no further and immediately spent the rest of my lunch break calling up estate agents and housing associations looking for any properties that might be within our budget. 

So far Mr Warehouse and I have seen just one property and that was offered to another person due to the fact that they had the premium bond that was slapped on top of the asking price in the bank and ready in cash essentially. As frustrating as it was to let go of a property we could not afford nor have was hard. I think that however in the long run this would have been a better outcome due to the fact that we would not have wanted three bedrooms, nor would we have probably wanted the longer commute or indeed somewhere that we had seen only once and especially with the first property we had seen. As gorgeous and as perfect as it was it was definitely a good choice to not go with the first place we saw. 

Now I am not going to lie and say that it was easy nor in fact that it has been fully confirmed yet that we can buy, but one thing is for certain and that is that there appears to be a silver lining to be otherwise cloud that hangs over me. Over the last couple of weeks I have felt slightly more sunnier and I am solely holding the housing situation as fully responsible for making me smile more. I wouldn't say that I was fully back there and recovered as whilst getting a Mortgage In Principle is a big deal it certainly won't make up for some of the other issues that I have going on in my life at the moment. With me struggling to shift this darkness, I have sought to find some help in the form of a therapist or counselling again.

As frustrating as it is I attempted to go through the normal avenues of the NHS and waiting for doctor's to confirm my mental health and a diagnosis and then a referral and blah blah blah. That was until my workplace stepped in and with several different people's input and help over the last week or two I have been able to hopefully secure myself with a counsellor or a therapist, fingers crossed starting this week or next. really think that therapy and counselling will help me as it did last time. I just need to focus and concentrate hard on me and not others and hopefully one day I can learn to deal in the cards that I have been dealt. Who knows maybe I'll win ...

'Til next time, Love A.Lou xx

Monday, 28 May 2018

Overcast With a Chance of Sun

Heyy All, 

Another Bank Holiday in the UK rules around and yet more of our DIY and general redecoration of our small flat gets postponed. I swear that by the time that we end up getting around to doing something it will probably be time to move into our own home. Finger Crossed 'eh?! As last week I explained that our Landlord, whilst slightly slow at getting anything of necessity done quickly is now in the process of remodelling a kitchen and bathroom so that we have brand new tiles and flooring. With the renovation works due to start next week I am slightly putting off our plans to paint, decorate and generally get on with our own little projects. It seems as though I endlessly talked about the fact that I am nowhere near owning my own home anytime soon and it is a subject matter that most of my friends outside of work also are struggling with due to the fact that there is very little affordable housing being built and what is in existence is very far and few between and hardly affordable when the average wage is in the region of £22,500 per annum. Whilst I spoke of last week about our fifty-something-year-old parents reaping the benefits of having plentiful and affordable housing, a lower cost of living and stable employment with good earning potential I can become frustrated and angry at my situation as I know that there is absolutely no way that I know anyone around me or in fact that of government or higher powers can change anything and the latter to have at the very least made the situation worse. 

This coupled with how low and upset I have been feeling over the last few weeks I have sought to find some help in the form of a therapist or counselling. In general my mood has not been great and if anything I have felt extremely cloudy probably since the funeral or maybe even beforehand, what with stress masking my true feelings. I really have not been feeling myself at all lately. I don't feel as sunshine-y anymore and instead I find myself a bit lost all round. I am worried about how quickly this has all come about and as a result I am not waiting for doctor's for a appointment in order to diagnose me with what I think I already have. Depression. Not going to lie I am able to fully function with this going on in the background and I know that there will be the light at the end of the tunnel soon, but Depression is taking away every little bit of happiness or joy that I have left in my life I feel at the moment and I know that it is me and only me that can help get out of the Black Hole I find myself in. 

On it's own any of the issues that I spoke about last week would be probably something I could handle fairly well normally, however, I don't suppose that having several massive life-changing events happening all within a couple of months is ever going to be easy to both process and deal with on top of normal day to day life. I know what it feels like and I have been here before, a few times at least. don't want to seem so blase, but  I know that this is just a phase of sorts and that the clouds will soon pass making way for my true self to blossom once again, brightening your days, making you laugh and even cracking a joke or two. 

I know not to throw the word depression around like it is nothing. It is. Somehow breaking your leg and clearly having it in plaster makes it easier for people to talk about a illness or injury, but with disorders such as anxiety, depression and other mentally debilitating conditions it is not so easy. You have those that care and ask how you are everyday obviously wanting to hear that you are doing well. But then there are others that don't quite understand just how difficult it is. These types of people will not understand and simply asked you to pull yourself together or to pick yourself up and get on with it. Phrases like this anger me no end as if that was as easy as you are saying then I would simply not be where I am now and comments like this to people suffering from mental illness are detrimentally dangerous to their recovery, infecting the brain with all sorts of thoughts that are unnecessary and unwanted for someone that simply needs your love and support in what can be a very scary and lonely time in their life. 

really think that therapy and counselling will help me as it did last time. I just need to really try and immerse myself in things that made me happy before. Spending time with friends and with family always help improve my mood and lift my spirit when I am down. Talking to someone about the grief and hurt that I have been through the last few weeks and months especially can only help. And who knows what's around the corner maybe I'll have a big Lotto win and be able to have the cars, holidays and house I have always dreamt of. 

'Til next time, Love A.Lou xx

Monday, 21 May 2018

The Cloud

Evening Everyone, 

And so as another weekend rolls around, so do the many reasons as to why are flat still looks the same as it did four weeks ago. The thing is when I landlord is in the process of upgrading and potentially remodelling some of the areas of our flat, I am hesitant to start any work of our own until he has fully finished what he would like to do so I can work out exactly what I need and when I need it so we can crack on with our own little DIY projects. 

I feel at the moment as though the flat and housing situation is a bit of a double edge sword. On the one hand I want to make our little home as special and nice as possible whilst we try and desperately save for a house of our own one day, all whilst still feeling the same as I did this time last year when I wrote the blog post about being a misfortuned statistic in "Generation X" whereby many of our parents and grandparents reaped the benefits of having plentiful and affordable housing, a lower cost of living and stable employment with good earning potential. With this in mind, I can fully understand why some adult children are still living at home when they are my age. However that being said I was never given that option. Living by myself since I was seventeen I have always strived for a perfect home that I would be able to host parties in, everything from my tiny little one bedroom single room I rented from an Indian woman back in college, right through to my large and spacious one bedroom ground floor flat with a patio. 

Albeit it is not perfect but it is currently where I call home. Now whilst I feel grateful for what I have, I also partly begrudge spending money on something that will realistically not necessarily improve my situation. I mean, why would I optionally spend money on a property that both is not mine and will not benefit me when I come to move. It's not as though we can take down the wallpaper or strip the paint when we leave and take it with us. I think I know that realistically if Mr. Warehouse and I do up the flat, it may not have to cost the Earth and in all sense of the matter will make me feel a lot better. 

Truth be told is that I have not been feeling myself of late. Gone are the cheery "Hellos" and sunshine smiles only to be replaced with dull colours and a loss of smell and taste. Instead my usually warm and bubbly personality has been replaced with a cloudy view and very little laughter. Honestly it scares me how much I have changed in the last week or so. A part of me wants to talk to everyone about what I'm feeling, shouting it from the rooftops or whispering until the early hours. And yet at the same time I feel as though I would be burdening someone with such a pessimistic outlook on life and want to hide it all away and pretend that everything is OK.

Why am I feeling this way? Truthfully - I don't know. Right now it seems as though there is a lot of things that I don't know. There are potentially a few things in my life at the moment that could be causing me to feel like this. Whilst I am struggling to accept that it was a big deal, my grandfather passing away has probably had more of an effect on me than I first thought. With the passing and the funeral being a good few weeks apart it was almost like living in a weird grey scale limbo-land whereby nothing really changed and all we seem to talk about was funerals, death and family feuds. 

This, coupled with the fact that less than a week later I was attending the wedding of my best friend who, within the next eight-weeks or so, will be leaving for America, and as dramatic as it sounds may never return to back home to the UK again. The worst thing being is that I would not feel guilty at all about leaving those behind and would have been on the first plane out of here, long gone before anyone even had a tear in their eye. And that makes it worse for I know that I should be happy and glad that she has such a wonderful opportunity to create such a fantastic life for her and her new husband out in the world of the hopeful. 

You see depression is a big word not just in size but also in how I feel. Depression makes even the smaller things in life appear so much more prominently in your mind and bigger than in reality they probably are. On it's own I could have probably dealt with my granddad's passing and the funeral. On it's own I could have probably dealt with the beautiful nuptials of my best friend and her emigrating to her new lifeOn it's own I probably wouldn't feel so awful about myself, my weight and how I look. On it's own I probably wouldn't feel so desperately trapped and hopeless buy our flat and the lack of resources to make ourselves a better solution. But the problem is that none of these come by themselves. Unlike the last times I have felt cloudy and sad I have always been able to put it down to just one thing. My Dad went to war, my parents divorced, I got kicked out, My boyfriend left me. But what happens when it is not just one box that is ticked but all of the above. 

Am I clinically depressed? I don't know and I suppose until I see a doctor or professional there is no way of medically telling. Do I feel depressed? Yes. All the fun out of normal things I used to find enjoyable or make me happy now it seem like a lot of effort and with very little joy coming from them seem pointless. I certainly know what depression feels like but the question is - Am I there yet? No, but the constant and unnerving feeling of not being wanted or loved by the people who should and just being a general annoyance to people is something I simply can't shake off right now. The thing is that I know it is all a lie that the Demons in my head are telling me, making me question and second guess myself knocking my confidence even further, pushing me further into a downward spiral. 

I know that this is just a phase and that the clouds will soon pass making way for my true self to reappear once more. I just need to immerse myself and really try to bring myself out of this darkness, surrounding myself with good friends laughter and happiness. 

'Til next time, Love A.Lou xx